Oprah Winfrey declares National No Phone Zone Day April 30 Stop texting while driving (VIDEO)

Oprah Winfrey has declared April 30, 2010 “National No Phone Zone Day.” No text messaging while driving, no making cell phone calls while behind the wheel.

Is distracted driving leading to sr22 insurance?

Distracted driving leads to high risk auto insurance and being labelled as high risk drivers who need sr22 car insurance quotes.

This is surely going to have a huge impact for distracted driving which is high risk auto insurance. High risk drivers are the one’s who get into accidents and thus SR22 car insurance is imposed on them.

Distracted driving leads to high auto insurance risk which can lead to sr22 insurance

Unfortunately the advances in technology are not making life easier but more difficult and cell phone talking and text messaging are becoming a bigger and graver issue than even drunk driving or dui or dui insurance requirements. More and more distracted drivers are being imposed the requirement of SR22 insurance since their driving licenses are suspended.

Here are some facts on distracted driving :

*A recent survey showed that 71 percent of people between the ages of 18 and 49 admit they text or talk on the phone while they drive. Currently only 23 states and Washington, D.C. have texting laws.

*Driving while using a cell phone reduces the amount of brain activity associated with driving by 37 percent. (Source: Carnegie Mellon)

*Nearly 6,000 people died in 2008 in crashes involving a distracted driver, and more than half a million were injured. (NHTSA)

*Drivers who use hand-held devices are four times as likely to get into crashes serious enough to injure themselves. (Source: Insurance Institute for Highway Safety)

*Using a cell phone use while driving, whether it’s hand-held or hands-free, delays a driver’s reactions as much as having a blood alcohol concentration at the legal limit of .08 percent. (Source: University of Utah)

Distracted driving is one of the biggest danger. We have banned the cellphones and text messaging. Soon it would be time when we will have to ban the use of i-pods since i-pods are being used for social media and other purposes and this could be dangers.

Getting cheap sr22 insurance will be easy but getting the life back is not possible.

Be careful and be responsible when you drive.

Thanks.
Have a great weekend.

Chris Lang : What is aggressive driving? A friend of mine told me that he required SR22 car insurance and was looking fo a cheap sr22 auto quote. I donot understand why the dude needed this if he was not held for drunk driving.

Response : Chris, let me tell you that Sr22 car insurance is not actually an insurance requirment but a requirement given by the traffic authorities since the person has been a repeated offender at driving or he has been involved in fatal crashes which would require that he definetly needs to be insured. This is to protect the public and even the driver from having financial issues at a later date. Yes cheap SR22 insurance is avaliable thanks to the internet and high competition. You can check it out yourself right here on my website. Just plug in your zip coded and other minor details and am sure you will get the best sr22 insurance quotes.

Secondly let me tell you a little about aggressive driving. Aggressive driving invloves speeding, distracted driving, talking on the phone, text messaging, getting into car accidents very often – in short it is poor or bad driving which is causes accidents and hence is considered high risk. The insurance companies group these drivers in the same catagoery as drunk driving or DUI convictions and offences.

Aggressive driving is a major concern of the American public, ranking at or near the top of traffic safety issues in national surveys of motorists. However, the concept of aggressive driving is not well defined, and its overall impact on traffic safety has not been well quantified due to inadequacies and limitation of available data. The highway traffic has found that agressive driving was responsible for 56 percent of fatal crashes from 2003 through 2007, with excessive speed being the number one factor. We will discuss this in more details later.

Leslie : Is DUI driving the only issue for auto insurance or are there any other measures being taken for stopping auto accidents. Is this also high risk as per auto insurance.

Response : Leslie, this is an excellent question. the next biggest problem other than drunk driving in the US is the problem of text messaging or distracted driving. This is another factor which is considered to be a big issue and high risk. Unfortunately for the insurance companies, just like the fact that many drivers do drunk driving or drive under influence but are not caught. Thus in spite of being a high risk they escape with paying a low premium. Likewise till date the persons doing text messaging or distracted driving are a high risk but are not caught.

Text messaging is now banned and so those caught with this offence have to pay only some fines, however, the person who is involved in an accident will naturally pay a higher premium on account of the accident on the record. I would not be surprised if the insurance companies do start considering this offence also as high risk , and rightly so. There are incidents when woman also have caused serious and fatal accidents because of this.

Leslie, one should stay away from drinks, text messaging and all other distractions whilst driving since it is your life at risk also. DUI car insurance, sr 22 car insurance and claim records all are high risk and costly insurances for anyone.