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Brad Fallon : I had a DUI conviction and am planning to take the defensive driving class can you tell me something about what excatly the defensive driving classes are? Will it help with SR22 car insurance.

Response : SR22 car insurance is normally given for three years, however your driving lessons will help in reducing the auto insurance premium. Please do not worry about this. Every defensive driving class for DUI insurance is slightly different, but all the curricula are regulated by the state in which you take it, and teach rules and policies that are specific to where you live. Aside from the state-specific information that is usually included, there are several topics that are typically covered :
1. Awareness of reaction distance, and your own vehicle’s stopping distance
2. Awareness of environmental hazards
3. Paying attention to the road, and adapting to changing conditions
4. Learning the two-second rule for following distances
5. Right-of-way, and road sharing
6. Passing and clearance distances
7. How to handle railroad crossings
8. Safe speed adjustments
9. General information on crashes
10. Psychological factors of crashes
11. DUIs and other Driver Errors

The main aim of the course of defensive driving is directly related to crash prevention. This is because traffic accidents are almost always preventable, if you are aware of the hazards and signs. The general information will include an explanation of how a crash happens – how speed, impact point, and the size of the impacted object all determine the severity of a given crash, and how the initial vehicle on vehicle impact is only the primary collision.
Classes then demonstrate the concept of “second collisions,” which is when the driver and passengers collide with the windshield or other parts of their own car. This portion of crash analysis also includes a lot of information about seat belts, and why wearing them can save your life.
By teaching you how to analyze a crash scenario, defensive driving courses help you learn to avoid crashing.
They will also be informing you how drunk driving causes and increases the changes of the accidents, the mpact of the crash and how to prevent drunk driving.

Once you have had all the training, I am sure you will certainly appreciate this and let me know the advantages of this great training.

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Sobering Facts, tips and car insurance

The Sobering insurance Facts

According to one study conducted by the AAA Foundation, some drowsy drivers simply close their eyes for longer than a blink, despite doing their best to try and stay awake. Others bob their heads and then bolt upright when they feel themselves drifting off, while still others stare fixedly ahead, without responding or even reacting to oncoming traffic. Sometimes a little bit of more drinks makes you sober and not actually drunk. However, both DUI and sober driving are equally harmful. Here are some tips to help you reamain awake to prevent auto accidents.

Most people can recognize when they’re driving drowsy. It just takes paying attention and taking action at the first signs, which include:

a) Take a short nap in your car if you need to; then get out, do some stretches or take a walk. Consider drinking a caffeinated beverage or eating a high-protein snack to help keep you energized and your brain active.

b) Drink plenty of water to stay hydrated and keep your body processing liquids during the trip.

c) Finally, if you’re not riding alone, ask a passenger to ride along up front during the remainder of the trip to keep you company and engaged in conversation. Whatever you do, don’t return to driving until you’re alert and awake.

It’s time to wake up! We can’t continue burning the candle on both ends; driving without enough sleep; putting ourselves, our passengers and everyone on the road at risk; and paying the price in lives lost, injuries suffered and insurance rates escalated. No need for SR22 car insurance rates.