Saj : North Dakota : I live in North Dakota and I was recently caught under DUI convictions. Please let me know what my DUI car insurance rate will be ?

Response : Saj, the first best thing to do is to get hold of a lawyer and ask him to help you with the legal matters in this. I know DUI convictions is something which is not pleasant. Let me inform you that the state in which you live North Dakota is one of the most expensive state in which the regulations for DUI or drunk driving are very very strick. North Dakota’s Department of Transportation says a driver’s first drunken-driving offense can cost up to $10,000.

DUI insurance can cost a driver $6,600 in higher insurance rates and $2,500 in attorney and court fees. Then there’s a $250 minimum fine, a $300 alcohol evaluation, money for towing charges, and a victim impact fee. The insurance rates for this convictions are very high. It would be important for you to take up this matter seriously and to see that you are not caught againfor a DUI conviction otherwise your license can be suspended.

You will also have to start taking some preventive measures like going in a cab if you feel that you are drunk, or getting a ignition steering lock installed so that you would not drink and drive. For an affordable or inexpensive SR22 car insurance quote of affordable DUI quote you must shop around for insurance quotes. With the internet and options of the numerous insurance companies this is going to be very easy. Please also see other articles on DUI car insurance given here to know more about how to get better auto insurance rates and also to change your driving habits.

As per the latest news in the Insurance journal ” Nelson says the biggest reason not to drink and drive is to avoid traffic injuries and deaths. But he says the cost information may resonate with some people when other arguments don’t.
Highway Patrol commander Col. James Prochniak says law enforcement agencies across the state will be stepping up their drunken driving enforcement from Dec. 18 through Jan. 3″

Be extra careful in the holiday season and do not drink and drive.

Scott: How can you get auto insurance after 2 DWI’s?

Response: Scott, I must really tell you that you are going to have a tough time. You have been caught not once but twice in a drinking and driving situation. You must consult a lawyer for your legal matters and also on obtaining your driving license back and the demerit points.

On the insurance side, you will be required to produce a financial responsibility or to have the SR22. I would advice you to definitely have the SR22 even if it is not required by your State since if you are involved in an accident you will have a grave problem. There are several high points of specialty insurers who will insure you. The cost of insurance will be high. Please go for on-line SR22 quotes and check out your options online.

Secondly get a impaired-ignition lock installed in your car immediately so that you will be prevented from driving once you are intoxicated. This will prevent you from any further trouble and also save property and life damage which might be your own.

Please go for some classes or a rehabilitation home to get out of the habit of drinking so that you are saved from the stress and tensions. I know it is easy to say but difficult to do. But its not impossible like the insurance companies who still offer comparative quotes for DUI/DWI and intoxicated.