DUI Car insurance

Recent Court ruling 18th November 2010.

Life insurance (accident) policy claim declined by court due to drunk driving violation, dui car insurance is just a means and not the solution.

Yes drunk driving can land you into trouble and deep trouble for your family.

Court Says Drunk Driving Violated Life Policy

Richmond, Va. Nov. 18 – ING Groep NV, the largest Dutch financial-services company, can refuse to pay a life insurance claim from the widow of a West Virginia man who drank before dying in a car crash, a federal appeals court in Richmond, Va., ruled.
As per the life insurance (accident) policy, claim is payable if the incident was an accident. An accident is “unexpected” happening. In this case since the blood alcohol level of the man was 50% higher, he had knowingly put himself at risk and his claim has been denied. This was the verdict of the court.
The widow got nothing since the husband was indulging in drunk driving.

Do you indulge in drunk driving? What happens if you are involved in drunk driving, is it just dui insurance

When you indulge in drunk driving. Here are the consequences :
You will be considered a high risk driver
Your need dui insuranceYour might even need sr22 insurance or sr22 car insurance or sr22 form.
Yes, you can get cheap sr22 insurance or dui insurance, but is this worth the risk.
Ofcourse, you would have to face the legal consequences, expense and now added to this is the conseqnence of your family suffering even after your death. Is it worth it?

Getting dui car insurance or dui insurance is not a problem, it is expensive but you can get affordable dui insurance by comparing auto insurance quotes.

DUI Car insurance

DUI Car insurance

Leslie : Is DUI driving the only issue for auto insurance or are there any other measures being taken for stopping auto accidents. Is this also high risk as per auto insurance.

Response : Leslie, this is an excellent question. the next biggest problem other than drunk driving in the US is the problem of text messaging or distracted driving. This is another factor which is considered to be a big issue and high risk. Unfortunately for the insurance companies, just like the fact that many drivers do drunk driving or drive under influence but are not caught. Thus in spite of being a high risk they escape with paying a low premium. Likewise till date the persons doing text messaging or distracted driving are a high risk but are not caught.

Text messaging is now banned and so those caught with this offence have to pay only some fines, however, the person who is involved in an accident will naturally pay a higher premium on account of the accident on the record. I would not be surprised if the insurance companies do start considering this offence also as high risk , and rightly so. There are incidents when woman also have caused serious and fatal accidents because of this.

Leslie, one should stay away from drinks, text messaging and all other distractions whilst driving since it is your life at risk also. DUI car insurance, sr 22 car insurance and claim records all are high risk and costly insurances for anyone.

DUI Car insurance

DUI Car insurance

Florida : Are cheap SR22 car insurance quotes possible?

Response : Yes, this is certainly possible. Here are some of the things which has to be followed :

Insurance companies today prefer to have the option of the on-line quotes since they know that this is a value-added service for the customer. There are countless insurance companies who claim that they provide cheap and affordable SR22 insurance, however each of the companies will have some difference in coverage or rate. The challenge for you is to make the right choose. Here are some easy steps to follow to help and guide you:

1)SR22 is asked only if you have had some problem of DUI, which is classified by insurance companies as high risk. This would mean that the car insurance rates for Sr22 car insurance would be higher than the normal insurance rates in the market. You need to find out the quote which is the lowest in this category and compare it with the SR22 quotes only.

2)There are some insurance companies which are known as the Specialty insurers who specialize in DUI offenses or, drivers who have a bad driving record and high number of accidents. These insurance companies offer better rates for such cases and understand the risk. Like Progressive, Serenity.

3)Installing an ignition lock to you steering wheel or taking defensive driving training are some of the ways in which you can lower the risk and this will help in getting insurance discounts or getting better SR 22 insurance.

There are lots of options for cheap and affordable SR 22 car insurance available and it certainly would not hurt in seeing the options available, at no cost keeping in mind the steps and information. You will find cheap SR22 car insurance suitable for yourself

DUI Car insurance