FLR44 in Tampa

Like plenty of other States, a driver may  need SR22 or FR44 insurance in Tampa FL for a range of reasons. An SR22 is certified evidence of liability insurance by an insurance company licensed in the state of Florida. All drivers in the state of Florida are required to maintain minimum coverage as stated below.

If a driver is caught up in an accident and doesn’t have the minimum liability insurance needed in the state of Florida or their license is suspended for other reasons, they may be required to obtain an SR22 or FR44 form and certify their insurance. An FR44 might be required if a driver is bound up in an alcohol related offense.

The FR44 insurance in Tampa  is quite like the SR-22 finance responsibility certificate you need to file with the state after certain convictions though typically the FR-44 is required after DUI convictions and has higher boundaries than the SR-22.

The FR-44 is employed currently in Virginia and Florida. In Virginia the VA Department of Motor Vehicles ( DMV ) states that the FR-44 ratification is necessary on or after Jan first, 2008 for the following convictions :

In order to reinstate your Florida driver’s license, you’ll be required to obtain a FR-44 Form which should be maintained for 3 years. You obtain the FR-44 form from your car insurance company. The bad part of this, is that you cannot cross your fingers and hope that your insurance company will not learn about your DUI. If you want to have a license in Florida, and you have a automobile, then the insurance company will indeed know that you have been found guilty of a DUI. In Florida the FR-44 became required in Feb 2008. The Florida FR-44 Form is a certificate of continuing financial responsibility showing the limits of your car responsibility insurance that really must be kept on file with the Florida DHSMV for 3 years from the ending date of any revocation. Formerly, the state of Florida needed an SR-22 form, which was the same basic concept ( had to be on file at the DMV, ect. ), but the policy boundaries where lower. The boundaries in Florida are even higher, at One hundred / Three hundred / 50.

Florida instituted the FR-44 as a duty on Feb second, 2008.

The FR44 insurance in Tampa is rather like the SR-22, which is a certificate that serves as proof that the driver maintains auto insurance liability insurance. The boundaries also apply to those found guilty of a DUI before the date that the FR-44 went into effect. However, with the FR-44, the driver maintains higher boundaries. For example, in Virginia, the FR-44′s 50 / One hundred / Forty is 2 times as high as the state’s Twenty-five / Fifty / 20 limits for the SR-22. In Florida, the SR-22 can be maintained from as low as 10 / Twenty / 10–much lower than the state’s A hundred / 300 / Fifty requirement for the FR-44.

Minimum Required Insurance Coverage in Florida

Bodily Injury Liability: $10,000/$20,000 Limit
Property Damage Liability: $10,000 Limit

Florida SR22 Insurance Resources Websites:

Florida Department of Insurance
Florida Department of Transportation
Florida Department Of Public Safety
The Official State of Florida website
The Florida Highway Patrol

photo credit: Paul Beattie

Smith (Florida) : What is FR44? When do I need this?

Response : The FLFR-44 car insurance is similar to the SR-22 financial responsibility certificate that you must file with the state after certain convictions though typically the FR-44 is required after DUI convictions and has higher limits than the SR-22 insurance.

In Florida the FR-44 has been required since February 2008. Those convicted of a DUI in FL after October 1, 2007 were allowed to keep an SR-22 with limits of 10/20/10 until February 1, 2008. Effective February 2, 2008, drivers in FL with a DUI were required to up their Liability limits.

The FL FR-44 has higher limits in the amount of 100/300/50. A driver must have these new required Liability limits (instead of the previously lower limits of 10/20/10) in place on the offense date of the alcohol related offense to not owe a reinstatement fee but will still need to provide the state with an FR-44. If they did not have the required limits a driver who had their license reinstated prior to February 2, 2008, only paid a $15 reinstatement fee. The reinstatement fee on or after February 2, 2008, is now $150, $250, or $500 dollars.

You need this if you are held for a DUI or DWI offence. It is always advisable to compare the car insurance quote which can still be low.