Dan Kennedy : Delaware : I have been recently issued a speeding ticket and this is my first speeding ticket. Would this affect my auto insurance rate. A friend of mine was saying that I would need SR22 car insurance, is this true.

Response : I can understand that in Delaware there is a campaign going on and will let you know the news for this in details. Yes, technically if you have a speeding ticket than this would mean that your driving history is affected and so there is every chance and certainly that your auto insurance premium would increase. Secondly, let me assure you that having only one speeding ticket would not put in the category of a high risk driver requiring SR22 car insurance. You can check up my blog for a better understanding for what SR22 car insurance or SR22 form is about. You will infact, not also require to go for the speciality insurers for obtaining car insurance quote. You can get a low auto insurance quote by shopping for online auto insurance quotes before buying your insurance so that you know the lowest rates. The blog provides good cheap sr22 car insurance quote and for even for those who need personal car insurance quote.

Now, let me tell you that in Delaware’s four-month campaign against speeding produced 6,322 citations and you where one of them. The Office of Highway Safety says that’s an increase of nearly 4,000 compared to a similar, three-month campaign last year.

Office spokeswoman Andrea Summers says the number of fatal crashes attributed to speed dropped 12 percent, from 30 percent, after the campaign started.

Highway Safety director Tricia Roberts says “speeding enforcement will not cease” even though this period of public awareness and high visibility enforcement has ended.

The officers participating in the campaign are Delaware State Police, New Castle County police and Dover police officers. I know we do not like such campiagns but the brighter side is that they do prevent fatal accidents and reduce the cost of claims giving us all better savings and cheap sr22 car insurance quote or cheap automobile insurance quotes. Happy Motoring.

Ross Goldberg: Is it true that the police can ask for a breathalyzer tests in Arizonian? I have already been involved in a DUI once and do not want it again since my SR22 insurance was very high.
Response : A good question – luckily so far USA this has not been implemented. In Canada the DUI legislation may allow random breathalyzer tests as per the latest news on Sept. 26, 2009. Canada’s federal department of justice may expand impaired driving legislation to allow police to administer roadside breath tests randomly, regardless of whether or not officers suspect the driver has been drinking, Canwest News Service reported. Justice Minister Rob Nicholson said that the department is mulling a proposed amendment to the Criminal Code during a keynote address at the Mothers Against Drunk Driving (MADD) Canada annual conference.
 However, debate is swirling around whether or not the random testing would constitute a violation of the Charter of Rights and Freedoms, in that the charter guarantees against unreasonable search and seizure, Canada.com reported.
Currently, unless a driver admits to drinking, the police currently need visible signs of impairment in order to demand a roadside breath test on a screening device, according to a July 2009, MADD Canada report, Random Breath Testing: A Review of the Evidence.
“American research indicates that using these enforcement techniques, the police failed to detect more than 60% of legally impaired drivers stopped at sobriety checkpoints,” the report said.
Random breath testing has been implemented in countries such as Ireland, Australia and New Zealand.
“In Queensland, Australia, random breath testing was estimated to have reduced total fatal crashes by 35% between 1988 and 1992, preventing an estimated 789 fatal crashes in that period,” the report said.

Thus from this report and news you will understand that it might not be long for the law to be implemented in Canada and than the law coming across the border.

I would advice you not to worry but start taking precautions like the putting the steering lock. Also the good news on the DUI car insurance is that certain specialized insurers offer you cheap affordable SR22 car insurance quotes. Please shop online.

Is it true that Women in USA are involved in drunk driving? Will this affect their insurance rates?

Response : Unfortunately this is true drunk driving or dui insurance for woman is increasing.  The NHTSA study confirmed the FBI statistics showing that impaired driving by women is rising and there were more than 2,ooo deaths  because of this in USA alone. The number of impaired women drivers involved in fatal crashes increased in 10 states, and remained flat in five states-despite an overall decline of 9 percent in all drunk driver crashes in 2008 from 2007.

Once you are involved in a DUI or DWI than the insurance rate will definitely increase since you move from the low or medium risk to a high risk for the insurance companies. DUI insurance rates are much higher than the normal auto insurance rates. If you are involved in a fatal accident, you might be asked to have SR22 car insurance which is a form showing that you have insurance.  However, this is not something to panic about now with the internet, since the huge competition and internet makes online DUI insurance quotes and even cheap sr22 car insurance a possibility.

Sean : Is it true that there are devices for preventing drunk driving? How would this relate to auto insurance ?

Resonse : Drunk driving and prevention of drunk driving is something which is very important for auto insurers. Approximately two of three respondents to an Insurance Institute for Highway Safety (IIHS) survey said they like the idea of using advanced technology, assuming the technology is reliable, to stop drunk drivers from operating their vehicles.
A total of 1,004 people were surveyed in July 2009 as part of the IIHS’s first take on what people think about equipping all vehicles with alcohol detection devices that would be more sophisticated than the ignition interlocks in some vehicles today.
More than 40% of the respondents said they would want such devices in their own cars if offered as an option. Drinkers and non-drinkers alike favoured the concept, the IIHS reported.
Among the 33% of respondents who volunteered that they never drink, approval of the devices in all cars is at 74%. It’s still high, at 66%, among people who said they drink once a week. Even among people who said they drink four or more times a week, support for the devices is about 50%, the report found.
In the United States, most drivers involved in fatal crashes who had illegal blood alcohol levels hadn’t had a DUI conviction in the past three years. “If interlocks had been in all vehicles — not just those of prior offenders — to prevent driving above the legal limit, more than 8,000 lives could have been saved last year,” the IIHS suggested.
A major impediment is the interlock device itself, though.
Interlocks mandated for DUI offenders are “unwieldy and obtrusive,” said Anne McCartt, IIHS senior vice president for research.
“An alcohol detector that’s suitable for all drivers would have to be all but invisible and require virtually no upkeep. It would have to be quick and easy to use and provide accurate readings. No such device exists yet, but it’s being worked on.” Once we have this device the DUI car insurance and the SR22 car insurance rates would be affordable.

Mike : Is it true that woman drunk driving is on the rise? Will this affect the insurance rates?

Response : Yes this is a fact and a concern, woman drunk driving is on the rise in USA.At an event today kicking off a nationwide anti-drunk driving enforcement campaign, Transportation Secretary Ray LaHood released a new study by the National Highway Traffic Safety Administration (NHTSA) that shows an increasing trend among women driving under the influence of alcohol. The new analysis is based on an increase, in certain parts of the nation, in the number of alcohol-impaired female drivers involved in fatal crashes in 2008 compared to the 2007 statistics.

“Impaired driving is an issue that cuts across all segments of society and, sadly, the number of arrests of women driving under the influence is on the rise,” said Transportation Secretary Ray LaHood. “This is clearly a very disturbing trend.”

The Secretary pointed to statistics from the FBI showing that arrests for women driving under the influence increased by nearly 30 percent (28.8%) over the 10-year period from 1998 to 2007. Over that same decade, DUI arrests for men decreased by 7.5 percent, although the total number of men arrested during the period outstripped women by about four to one.

The NHTSA study confirmed the FBI statistics showing that impaired driving by women is becoming a national safety issue. According to the NHTSA analysis, the number of impaired women drivers involved in fatal crashes increased in 10 states, and remained flat in five states – despite an overall decline of 9 percent in all drunk driver crashes in 2008 from 2007.

The 10 states with increases in the number of drunk female drivers involved in fatal crashes are: Ohio, New Hampshire, Montana, Nevada, Wyoming, West Virginia, Indiana, Washington, Kansas, and Tennessee. The five states where the number of alcohol-impaired female drivers remained unchanged in 2008 were Iowa, Maine, Maryland, Oklahoma, and Utah.

The DUI car insurance would certainly rise since the DUI car accidents are fatal most of the times. SR22 form and insurance would be necessary for the offenders and this would be high. However, do not worry about this since shopping only will give you cheap and affordable sr22 car insurance quote.