Steve Black : Lindsay Lohan is again involved in another car accident contreversy – would her dui insurance rate shoot up!
Response : Yes, this has just hot off the press Lindsay Lohan arrested for hitting pedestrian in New York. However, there is already a contrversy in this matter.
Steve, lets leave Lindsay’s case on what is real to the news media , but lets discuss this from the insurance presepective.
Lindsay has already two dui’s on her name. She is already paying dui car insruance and not long time ago, it was estimated that for her Porsche – Lindsay is already paying dui car insurance of $10,000+ per year, which is indeed a very high dui insurance rate.
It is also true that in most ordinary cases, where a person is involved in two car accidents over a period of 3 years and has a ticket on his name, getting car insurance can become really difficult.
Contarary to this we have cases of a person who has had a couple of dui’s and car accidents hence getting dui insurance would become very difficult. This would certainly be categorized as high risk.
It would also become a question if the insurance company does want to renew or write the
DUI car insurance for ordinary persons
DUI car insruance rates are high and with more than one dui convictions, even speciality risk insurers prefer not to underwrite the risk. You would certainly have a tough time finding car insurance at low dui car insurance ratee. Even with telematics today the mordern method of car insuarnce rating, it is based on driving record and hence with drunk driving – a bad driving record, dui insurance rates would shoot up.
Would an addiitional accident even if its not dui incident increase the dui insurance rate?
With each car accident with a dui record, the dui insurance rates would increase. Lindsay Lohan would find a dui insurer who would be ready to insurer here and her dui insurance rate would shoot up consideralby. She would be able to cough up $10,000 to $15,000, would you be able to pay so much? Especially in this economic times, when the recession is still going deeper and deeper.
We have made the provision for you, tying up with the best speciality insurers. You can compare and get dui insurance rates, which would suit your pocket. Check them out.