In our last post, we began discussing the results of a new report cited by Gil Kerlihowske of the National Drug Control Policy which pointed to the need for increased attention to drugged driving.

Drugged driving, like drunk driving, is a violation of Connecticut’s DUI law, and can result in similar consequences. Because both alcohol and various drugs affect driving ability, there is a strong push to battle these offenses. As we noted the National Drug Control Policy and Mothers Against Drunk Driving will be conducting a public awareness campaign to do just that.

Interestingly, the report cited by Kerlihowske indicated crashes caused by stimulants has decreased by 40 percent since 2005, while positive results for narcotics and depressants have increased by 36 percent and 39 percent.

The 2009 data also shows that alcohol often goes along with drugs. Among drivers that tested positive for any drug, 48 percent also tested positive for alcohol.

Although DUI offenses can be prosecuted without any direct evidence of a person’s blood alcohol content, drunk driving suspects are often given a breath test. A BAC above .08 will result in a presumption that the driver was operating the vehicle under the influence. An impaired driver will be arrested, their vehicle towed at their expense, and they will be taken to the police station and kept under arrest until bail.

With each DUI offenses, penalties tend to become harsher. Connecticut, like many states, takes driving under the influence of alcohol or drugs very seriously. It is important for anybody charged with DUI to obtain the best representation possible.

Source: CBS News, “Drugged driving report shows high toll among young,” David W Freeman, Monica DyBuncio, Oct 13, 2011.

Affordable dui insurance for women

Eben Pagan: Are women paying higher dui insurance cost than men?

Response :

Women dui insurance cost has started rising.

We all like to do comparisons all the time. It’s a habit which we find hard to break off. Are women paying higher dui insurance than men?
There are two ways in which we can look at this. The first will be the proportion of men who are caught for dui cases verse the number of dui cases for women. In the recent years there has been a rise in cases of dui against women. When we examine the figures on a nation basis than in 2007 the cases for driving under influence or alcohol or drugs was higher by 28.8 present when compared to 1988. Surprisingly there was drop in the arrest of men by 7.5%.

In California there was a rise in women related dui incidents of 18.8% as against 13.5% in 1988. This would mean that presently women have also started paying higher dui insurance. The case of Lindsay Lohan is very fresh in our memory wherein she is paying dui insurance cost in 5 figures over &10,000 a year.

< h2> DUI insurance cost for women?

The cost of dui insurance for women would be less than that for men since women are basically paying a lower premium on car insurance. Keeping this in view, the cost of increase on the premium would be lesser than that of men. However, when the 2nd dui insurance or 3rd dui insurance would wipe off all the differences.

Please check out my post on getting low dui insurance or cheap sr22 insurance on the blog, which will give you all the information required to obtain affordable dui insurance.

DUI insurance is not the biggest consideration, but life of children should be one

As per the National highway safety administration nearly 250 children were killed in dui related crashes in 2007. The main cause of the accident was impaired driving. Is drunk driving really worth it? As per MADD”s CEO Chuck Hurley; “This is the ultimate form of child abuse?” The women or rather the mother behind the wheel needs to be more careful and responsible. DUI incident is more costly than a dui insurance and when it is responsible for death of children, the society at large needs to help out … Your comments are welcomed.

Check out the dui sr22 car insurance quotes here, you would get affordable dui insurance or cheap sr22 insurance since we have lined up with the top networks and best insurers to give you a good choice. The decision is yours

Egogo Waffles : Is it true that higher speed limits would reduce the crashes and thus a person speeding should not be considered a hgih risk driver. Do all drivers need SR22 car insurance.

Response : Eggogo, please refer to the reasons why and when you need SR22 car insurance as per my previous blog post.

I am suprised with your first statement. I have been in the insurance world since more than 2 decades and speeding has always been considered a high risk or high risk driver. They are called aggressive drivers.
No. I am giving you what I have read on the highway traffic insurance website. Advocates of higher speed limits have claimed that research on speed variation indicates faster speeds are not hazardous. They cite David Solomon’s research from the mid-1950s that seems to show an increase in crash likelihood among drivers traveling slower than the average speed and a minimum of crashes at 5-10 mph above the average speed. However, the speeds of the crash-involved drivers in these studies were based on self-reports. It is well known that drivers exceeding speed limits are likely to deliberately underestimate their speeds. Such underestimation can account for much of the apparent underinvolvement of moderately high-speed drivers in crashes. Later research found that simply removing the crashes involving intersections and turning maneuvers from the Solomon data eliminated the overinvolvement of slower drivers in crashes. More important, the Solomon research addressed only speed variation, not speed limits.
Speed limits are based on the road conditions, the traffic on the road and the locality. This is based on the fact that you are not alone on the road and an aggressive driver, intoxicated driver or any driver for that matter should never forget this. There should be concessions made for any contigency and other traffic on the road. These speed limits are very necessary since the movment of all the people using the road should be kept in mind. Please do not have this misnomer in mind. Speed is the reason why most people have to pay very heavy insurance. DUI drivers would certainly need SR22 car insurance.

Drive safely and carefully.

Ben : What is SR22? Can fatigue driving be considered high risk driving?

Response : Ben, Let me tell you that SR22 is a form which shows that the person has isn’t a type of insurance, but rather proof that you have certain types of insurance. This is based upon the financial responsibility laws that are prevailing in the state where the person lives. Secondly SR22 car insurance is required financial responsibility when you are involved in a car accident and have insufficient limits as per the state requirement or you are convicted for drunk driving.

Fatigue driving is done by most of us virtually at some time or the other. To discourage the fatigue driving, usually fleet drivers have to maintain a log and show that they have not done a stressful driving. When a person is involved in a car accident repeatedly to fatigue driving, the insurance companies would qualify them as high risk drivers or high risk as per their insurance. Once you face such a situation than it would be best to go and take a quote from the specialty insurers.

NHTSA statistics show that at least 100,000 crashes and 1,500 deaths each year are the result of drivers falling asleep at the wheel. The National Sleep foundation also conducted a survey which should that 100 million drivers, close to half of American adult drivers, drive while drowsy and nearly two out of ten admitted to having fallen asleep at the wheel. This survey was conducted in 2002. New Jersey has taken very strict measures for this and has passed a law in 2003 that equates falling asleep at the wheel with reckless driving. In this state if a driver falls asleep and kills someone in a crash, he or she can be charged with vehicular homicide and serve up to ten years in jail and pay fines. Four other states have considered this legislation but have not passed such laws.
Thanks.
Kamlesh

Brad : Houston Texas : Its me again. Thanks for your information on SR22 car insurance. Please let me know why one should take a Defensive Driving Class when I do have SR22 car insurance?

Response : Defensive driving classes are good for those you are considered a high risk and for SR22 car insurance . If you need an SR22 form than it is obvious that either you are a have a very bad driving record or you have been held for a DUI conviction.

Defensive driving lessons are good not only for establishing a better judgment on the road but also help you in understanding how and why crashes occurr. In addition to the crash-avoidance information, and the state-specific traffic law refresher that comes at the end of most defensive driving classes, there are benefits beyond simply possessing new knowledge and skills that come with taking such a class.
While the specifics vary from state to state, along with the previously mentioned ability to erase a ticket from your record without your insurance rates increasing, if you take a defensive driving class without needing to clear points from your license, you could be earning a three-year long insurance rate reduction of up to 10%, and to continue the reduced rate, you can repeat the course with no problem.
Defensive driving classes come in both classroom and online formats, and last anywhere from four to eight hours. There is generally either a quiz or proof of attendance required.

Besides the defensive driving classes will help you to understand the seriousness of what implications an acccident can have and this in itself will change your own perspective and attitude since self-realization is one of the best ways of achieving success. Take up the course and let me know whether your driving habits do change and you will certainly enjoy cheaper SR22 auto insursnace quotes.

Thanks.