cheap sr22 insurance affordable dui insurance

New Year’s eve is a time to party and I know that no matter how much it matters and you know that you need not take that extra drink, some of us are going to indulge in this. Its true that we know so much about what is good or bad, yet we want to have fun and take that extra drink. Yes, we have the solution- the quickest way to get cheap sr22 insurance and affordable dui insurance, but that must not be the solution.

DUI – drunk driving statastics

One person is killed every half-hour due to drunk driving. Every other minute, a person is seriously injured in an alcohol-related crash. Each year, approximately 16,000 people are killed in alcohol-related crashes. Alcohol is a factor in almost half of all traffic fatalities.

Despite these sobering statistics, a number of people throw caution to the wind on New Year’s Eve and party themselves right into handcuffs or even worse … a grave.

Soberity check post
There are check post at all strategic points and at points you did not even dream of having someone watching you, so you need to be careful. Technology is in favor of the police and traffic people and hence they would be constantly moving and having the best equipment.

What to do about soberity tests?
Unlike blood alcohol content or breath tests, field sobriety tests are voluntary in most states, meaning that in most states, you can decline to take one. For most people, the concern about field sobriety tests happens later, when you’ve been charged with a DUI.

After a DUI charge, the key is to determine whether or not the field sobriety tests as administered are valid evidence. These tests are usually used when a person is stopped on the suspicion of drinking and driving or at DUI checkpoints.

If you were pulled over and administered a field sobriety test and want more information on your rights and how you may fight these charges, speak with a local DUI lawyer.

Quickest way to get cheap sr22 insurance and affordable dui insurance
Quickest way to get cheap sr22 insurance and affordable dui insurance would be to compare dui insurnace quotes and get the dui insurance quote from a speciality insurer. We have made arrangments with speciality insurance companies, and so you can get your cheap sr22 insurance and affordable dui insurance here, now. Get it.
Happy New Years Eve- and happy 2012- hopefully you will have no dui on your record.

Texas has relatively strict laws regarding driving under the influence of alcohol. DUI is a serious charge in Texas, and even a first offense will cost you enormously in money, time, and embarrassment. Texas has some of the most expensive fines in the nation for DUI convictions, beginning with the first offense.
Get cheap dui insurance for Texas here.

How much is auto insurance after a DUI?

Texas is an implied consent state, which means if you refuse the field sobriety or BAC tests, your license will automatically be suspended for 180 days. You can still be convicted of DUI, as well, depending on the circumstances. Refusal of the field sobriety tests will often result in tougher penalties than if you had submitted to the tests originally.

Texas DUI Laws and Blood Alcohol Content Levels

Texas requires a blood alcohol content, or BAC, of .08% to convict for DUI. If you have a child in the car and have a BAC of over .08%, you are automatically charged with a felony. Texas also has a “zero tolerance” limit for underage drivers, and a BAC of .02% or above will earn you a DUI if you are under 21. An open container containing alcohol requires a minimum fine of $500, whether anyone in the car was legally drunk or not. If your passengers are drinking, you can be charged with an open container violation even if you are perfectly sober.

When you are pulled over and given field sobriety tests, your blood alcohol will be measured by the use of a breath or urine test. You have the right to have an independent test made at your own expense, as well. A blood alcohol content of more than the limit for your age group means you will be arrested, and your car can be impounded.

Texas DUI Penalties

For your first conviction of DUI, you can expect a fine of up to $2,000, jail time of not less than 72 hours or more than six months, and community service of not less than 24 or more than 100 hours. If you had an open container with an alcoholic beverage in the car at the time of your arrest, you must be incarcerated for a minimum of six days. You may also receive a probationary period of up to two years, during which time you can be ordered to attend alcohol education classes, a victim impact panel, and pay a monthly fee. However, if you attend all required classes, you can avoid the mandatory one-year suspension on your driver’s license. In some cases, the judge can also order an ignition interlock device, which monitors your BAC each time you enter your vehicle, to be installed on your car for a period of time.

A second offense means a fine of up to $4,000, jail time between 72 hours and one year, community service of between 80 and 200 hours, and a minimum 180 day license suspension, which can be increased up to two years. Recent changes in Texas DUI law now require that an ignition interlock device be installed on any car in which the driver has more than one DUI conviction for a minimum of the term of probation.

A third DUI offense is a felony in Texas. The fine may be up to $10,000, the jail time between two and ten years, and mandatory in-patient rehabilitative treatment. You will also lose your driver’s license for up to two years, and have a mandatory ignition interlock requirement for the remainder of your probation. Subsequent DUIs are also treated as felonies, and the fines and jail time are often increasingly more stringent.

Does Texas require an SR-22 form filing after a DUI conviction?

One good piece of news for anyone convicted of a DUI in Texas is that Texas is one of the few states which does not require SR-22 filing to reinstate your driver’s license after a DUI conviction. An SR-22 is an administrative filing with the Department of Motor Vehicles which proves you have insurance coverage, and many companies will not issue insurance under an SR-22 report. In Texas, you avoid this problem, but your auto insurance rates will still be affected by a DUI. Most drivers can expect up to a 60% increase in premiums after a DUI conviction for the duration of any probationary period in Texas, at least one year for a first offense. Depending on how long the DUI conviction stays on your record, your increased insurance premiums may last for several years. Many companies will not maintain a policy at all with a driver convicted of DUI, and this means that you will have to shop for another insurer with a DUI on your record.

dui can be avoided with interlock.

Merry Christmas. HO HO.. enjoy the festive season.. yes you need to drink and enjoy the season but do not indulge in dui- dui means driving under influence or drunk driving. Believe me a dui insurnace is costly, however you can get better rates here.

Today lets have technology help us avoid a dui with interlocks and the MADD opinion on this. Yes, interlocks are the best thing, especially when you know that you have a drink or two.

Mothers Against Drunk Driving (MADD) believes technology can do what state laws, public opinion and stern car insurance penalties have not: Keep first-time drunken drivers from repeating their offenses.

While drunken-driving laws across the United States have changed radically since MADD ‘s founding in 1980, progress stalled in the mid-1990s.

“Initially, states focused primarily on either repeat offenders or first-time offenders who had a very high blood alcohol content of 0.15 or 0.20,” says Anne McCartt, senior vice president for research at the Insurance Institute for Highway Safety (IIHS).

MADD, IIHS and other groups were pushing hard on many fronts, encouraging police, lawmakers and courts to:

Impound and even sell convicted drunken drivers’ vehicles.Revoke drunken drivers’ licenses for longer periods.Toughen penalties for first-time offenders, including mandatory jail time.Require convicted drunken drivers to use an ignition interlock device, a piece of high-tech auto equipment mean to prevent a drunken driver from operating a vehicle.
Five years ago, proponents of stiff punishment for drunken-driving offenses decided to recalibrate their approach, says Frank Harris, state legislative affairs manager at MADD. They stepped back to see what worked.

By far the best results came from ignition interlock devices. That’s why safety advocates have put most of their recent energy into making sure drunks can’t start their cars.

An ignition interlock device is an in-car Breathalyzer. The driver blows into a device the size of a chunky mobile phone. If a measurable amount of alcohol is detected, the car simply won’t start.

Data like these are what persuade the advocates:

New Mexico’s 6-year-old law requiring ignition interlock devices for all convicted drunken drivers, including first-time offenders, is credited with a 35 percent reduction in drunken-driving deaths.Arizona, with a similar law, has reduced drunken-driver deaths by 46 percent since 2007.The Centers for Disease Control recently reviewed research on interlock devices and concluded they reduce re-arrest rates by 67 percent . The CDC now recommends the devices for every convicted drunken driver.
Since states make the drunken-driving laws, McCartt and Harris say, the push now is to convince every legislature to require every single person convicted of drunken driving to use an ignition interlock device for at least six continuous months.

Such laws would apply to everyone convicted of driving with a blood alcohol level of 0.08 percent or more. There would be no exceptions, not even for first-timers.

“From MADD’s perspective, as long as that offender is learning to drive sober and the car is not being driven drunk, then the role of the ignition airlock is effective,” says Harris.

At this point, only a small proportion of convicted drunken drivers actually ends up using the devices, says the U.S. Department of Health’s Task Force on Community Preventive Services.

Even though most states use interlocks, they require them only under certain circumstances – for example, with a particularly high blood alcohol count, or on a second conviction. . (You can see your state’s penalties–and calculate your own safe-driving limit–with CarInsurance.com’s What’s Your Limit? tool)

Today, 14 states–Alaska, Arizona, Arkansas, Connecticut, Hawaii, Illinois, Kansas, Louisiana, Nebraska, New Mexico, New York, Oregon, Utah, and Washington–require ignition interlock devices for every convicted drunken driver.

As you’d imagine, wily drivers try to fool ignition interlock devices, getting others–even children–to blow into the device for them. They try using canned air and other evasions.

But device makers keep improving the technology. Devices now include “running retests:” Drivers are periodically required to pull to the side of the road and submit to another test within a brief time span. If a driver flunks the retest, the car keeps running – it would be dangerous to stop it on a highway–and the horn honks and the lights flash to summon police. (Here’s a MADD FAQ on the devices.)

You not only blow into the device, but also pay for the privilege. Private companies usually provide the services. Installation can cost as much as $200, and monthly fees range from $50 to $100.

The cost of an ignition interlock device isn’t covered under your car insurance policy–which, of course, you’ll be paying more for as well. Analysis of rates pulled through CarInsurance.com’s car insurance comparison tool suggests you should expect your insurance rates to double. Surcharges for a drunken-driving conviction do vary widely from state to state and even more so from insurer to insurer.

Although makers of ignition interlocks have proposed otherwise, no insurance company offers a discount for installation of a device.

Despite the apparent effectiveness of interlocks, many other tactics still are in use. They include:

License suspension and jail time. In all states but Wisconsin (where it’s a traffic ticket), driving while intoxicated is a crime. Officers make 1.4 million DUI arrests each year, says MADD. Every state defines drunken driving as having a blood alcohol content of 0.08 percent or more. In all states and Washington, D.C., it’s illegal to buy alcohol before age 21 and the legal blood alcohol limit is lower for teens–0.02 for drivers under 21 vs. 0.08 for those over 21.

But beyond that, penalties – and their application – diverge a lot. Some states let you refuse a Breathalyzer test and submit instead to having your license revoked. Some mandate jail time, even for first-time offenders, but in practice offer diversion programs with alternative penalties like community service, monitoring, treatment or license revocation. (See “What happens if you refuse a Breathalyzer.”)

Vehicle seizures. Some states allow communities to seize – and sometimes even sell–vehicles belonging to people convicted of driving drunk. Stiff impound fees and penalties must be paid to redeem the vehicle. But the approach isn’t catching on, Harris said, probably because exceptions–other family members need to drive, for example–make the programs difficult to enforce.

Special license plates . A few states assign special vehicle plates, or a series of license-plate numbers, to convicted drunken drivers. Ohio uses red and yellow plates different from other state licenses on vehicles that have been impounded for drunken driving. Georgia and Minnesota use special plates on a limited basis. Oregon and Iowa have experimented with similar programs that aren’t currently active. Special plates aren’t a widely used tactic. Here’s a roundup of state special license laws, from the National Conference of State Legislatures.

The bottom line, say interlock advocates, is that even when jail time is served, it doesn’t teach the convicted person how to drive sober. It is hoped that ignition interlock devices will do so.

Yes, get your interlock – no du – no dui insurance. If you need dui insurance, get it here dui insurance rates would be low.

In our last post, we began discussing the results of a new report cited by Gil Kerlihowske of the National Drug Control Policy which pointed to the need for increased attention to drugged driving.

Drugged driving, like drunk driving, is a violation of Connecticut’s DUI law, and can result in similar consequences. Because both alcohol and various drugs affect driving ability, there is a strong push to battle these offenses. As we noted the National Drug Control Policy and Mothers Against Drunk Driving will be conducting a public awareness campaign to do just that.

Interestingly, the report cited by Kerlihowske indicated crashes caused by stimulants has decreased by 40 percent since 2005, while positive results for narcotics and depressants have increased by 36 percent and 39 percent.

The 2009 data also shows that alcohol often goes along with drugs. Among drivers that tested positive for any drug, 48 percent also tested positive for alcohol.

Although DUI offenses can be prosecuted without any direct evidence of a person’s blood alcohol content, drunk driving suspects are often given a breath test. A BAC above .08 will result in a presumption that the driver was operating the vehicle under the influence. An impaired driver will be arrested, their vehicle towed at their expense, and they will be taken to the police station and kept under arrest until bail.

With each DUI offenses, penalties tend to become harsher. Connecticut, like many states, takes driving under the influence of alcohol or drugs very seriously. It is important for anybody charged with DUI to obtain the best representation possible.

Source: CBS News, “Drugged driving report shows high toll among young,” David W Freeman, Monica DyBuncio, Oct 13, 2011.

Involved in DUI, would dui auto insurance rates be higher?