Oprah Winfrey declares National No Phone Zone Day April 30 Stop texting while driving (VIDEO)

Oprah Winfrey has declared April 30, 2010 “National No Phone Zone Day.” No text messaging while driving, no making cell phone calls while behind the wheel.

Is distracted driving leading to sr22 insurance?

Distracted driving leads to high risk auto insurance and being labelled as high risk drivers who need sr22 car insurance quotes.

This is surely going to have a huge impact for distracted driving which is high risk auto insurance. High risk drivers are the one’s who get into accidents and thus SR22 car insurance is imposed on them.

Distracted driving leads to high auto insurance risk which can lead to sr22 insurance

Unfortunately the advances in technology are not making life easier but more difficult and cell phone talking and text messaging are becoming a bigger and graver issue than even drunk driving or dui or dui insurance requirements. More and more distracted drivers are being imposed the requirement of SR22 insurance since their driving licenses are suspended.

Here are some facts on distracted driving :

*A recent survey showed that 71 percent of people between the ages of 18 and 49 admit they text or talk on the phone while they drive. Currently only 23 states and Washington, D.C. have texting laws.

*Driving while using a cell phone reduces the amount of brain activity associated with driving by 37 percent. (Source: Carnegie Mellon)

*Nearly 6,000 people died in 2008 in crashes involving a distracted driver, and more than half a million were injured. (NHTSA)

*Drivers who use hand-held devices are four times as likely to get into crashes serious enough to injure themselves. (Source: Insurance Institute for Highway Safety)

*Using a cell phone use while driving, whether it’s hand-held or hands-free, delays a driver’s reactions as much as having a blood alcohol concentration at the legal limit of .08 percent. (Source: University of Utah)

Distracted driving is one of the biggest danger. We have banned the cellphones and text messaging. Soon it would be time when we will have to ban the use of i-pods since i-pods are being used for social media and other purposes and this could be dangers.

Getting cheap sr22 insurance will be easy but getting the life back is not possible.

Be careful and be responsible when you drive.

Thanks.
Have a great weekend.

Laura Armstrong :I got involved in an DUI drunk driving and so do I need a sr22 car insurance? Is cheap sr22 insurance avaliable?

SR22 insurance

Response : It is unfortunate that you got involved in DUI drunk driving. If you get involved in a DUI and have been asked specifically to produce SR22 insurance, which is quite common in DUI cases since DUI SR22 insurance is very commonly asked for.

SR22 insurance for DUI

This is a requirement in most states. SR22 car insurance is a proof of coverage before restoring full driving privileges to those who have been convicted of driving under the influence. The sr22 car insurance is a form given by the insurance companies. In these cases, an SR22 form meets that requirement by stating to the local Department of Motor Vehicle that the offender has at least minimum insurance coverage. When the insurance provider submits the certification to the DMV, any driving suspension is removed.

Now, if you cancel your policy or your policy would lapse than the insurance company is abided by law to immediately inform the DMV authorities and your driving licence can be cancelled. Please also note that even if your driving licence is cancelled and you do not own a car, if you want your driving license to be reissued you will have to get sr22 car insurance and this is called a non-owner sr22 insurance.

Cheap sr22 car insurance quotes

Fortunately cheap sr22 insurance is avaliable now from many insurance companies and especially from the speciality insurers or the high risk underwriters, who underwirte high risk drivers like those involved in drunk driving, dui, licence suspended and other cases where there have been many accidents and a bad driving record.

Get free sr22 insurance quotes

For obtaining cheap sr22 insurance, the best way is to look for competitive sr22 insurance quotes online. The keen compettion has made this possible and because the speciality insurers have the law of large numbers of high risk drivers as per the law of probabilty, they can afford to give cheap sr22 car insurance.

Thanks.
Kamlesh

Leslie Rhode : How do I get cheap sr22 insurance for distracted driving- my driving license is suspended? Why is distracted driving considered high auto insurance risk and why are drivers penalised for distracted driving, this should be only for DUI insurance?

Cheap SR22 insurance is for high risk auto insurance or high risk driver

Response : First let me tell you that high risk auto insurance is required for any high risk driver. You would be suprised that most of us are high risk drivers at some point of time and it is good luck that we are not involved in accidents and did not fall prey of the traffic authorities having our driving license suspended or being asked for SR 22 insurance. Let me tell the reality of distracted driving.

A study sponsored by Nationwide Insurance, which surveyed 1,200 drivers between the ages of 18 and 60, found that 81 percent of drivers “multitasked” (engaged in distracting behaviors while driving) at least sometimes. One in eight said he or she changed radio stations or CDs. The same proportion acknowledged drinking a beverage. Almost three-quarters talked on a cellphone, and 68 percent ate a snack. Twenty-three percent acknowledged they experienced road rage and 4 percent said they have driven while intoxicated.

The January 2007 study also found that the youngest drivers, age 18 to 27, were the most likely to always multitask while driving—35 percent. Thirty percent of drivers age 28 to 44 always multitasked and 21 percent of the 45-to 60-year-olds always multitasked.

This study and statastics given by NHSTA show that distracted driving is a big issue. Now when distracted driving causes a fatal accident or an accident where there is catastrophic injury it is most likely that your driving license is suspended and you are asked to get SR22 insurance quote.

Getting cheap sr22 insurance is easier than you would think, especially online since the marketing competition is on one platform for you and you can easily compare sr22 insurance quotes and get the cheap sr22 insurance quotes. For more information on cheap sr22 insurance you can read the other related cheap sr22 insurance post.

Thanks.
Michael.

Jennifer Lopez : Why are DUI insurance high risk drivers? Are cheap sr22 insurance a reality?

DUI insurance : Why dui sr22 insurance is high risk?

Response : Jennifer, those who have been involved in drunk driving and never has an accident and have escaped without getting a DUI conviction for drunk driving, would naturally think that drunk driving is not risky. How can there be a difference between ordinary driving and drunk driving.

This logic of asking for considering drunk driving or DUI insurance as a high risk driver is based on statistics. e at least one driver or motorcycle operator with a blood alcohol concentration (BAC) of 0.08 percent or above, the legal definition of drunk driving. In 2008, 11,773 people died in alcohol-impaired crashes, down 9.7 percent from 13,041 in 2007. In 2008 alcohol-impaired crash fatalities accounted for 32 percent of all crash deaths. There is an alcohol-impaired traffic fatality every 45 minutes. Alcohol-impaired crashes are those that involve at least one driver or motorcycle operator with a blood alcohol concentration (BAC) of 0.08 percent or above, the legal definition of drunk driving.

Secondly, in 2008, drunk driving, DUI or alcohol impaired driving there were 41 percent of intoxicated drivers (with a blood-alcohol content at or above 0.08 percent) involved in fatal crashes were speeding, compared with 15 percent of sober drivers involved in fatal crashes.

From the above facts I am sure you will agree that DUI insurance are high risk drivers.

Cheap S22 insurance is a reality

Cheap SR22 insurance is a reality if you compare car insurance online especially dui sr22 car insurance quotes from the speciality insurers since these insurance companies offer very competitive and cheap sr22 insurance quotes.

Ofcourse, if you really intend to go back to the normal personal insurance rating than you need to get out of the DUI insurance category and ensure that you do not do drunk driving.

Stay safe and do not drink and drive.

Thanks.
Kamlesh

Nathan Anderson: What happens if my SR22 insurance is cancelled, will I be able to get another cheap SR22 insurance quote?

Cheap SR22 insurance quote for SR22 cancelled.

Response : First let us talk of Sr22 insurance and than about getting cheap SR22 insurance quote.

If your sr22 insurance is cancelled, than this information would be immediately sent by your general auto insurance company to the DMV authorities of your state. This is as per the prevailing regulations governing the insurance companies. The general insurance companies have to follow the regulations which are stipulated as per the governing bodies and the insurance act of the state in which they are doing business.

As soon as the DMV authorities receive the information they would cancel the registration of your vehicle and also cancel your driving license. However, this needs to be confirmed with the DMV authorities.

Cheap SR22 insurance quote

It is best to first talk to the insurance company with whom you are insured and explain why you were not able to pay since this might be the reason for cancellation. Please note that you would have to almost bid good bye to the idea of getting cheap sr22 insurance, the reality is that you will find it difficult to get even another sr22 insurance quote since the first one is cancelled and this would mean that you are higher than the high risk driver category.

It would be a challenge to find a cheap sr22 insurance quote and the best option is to look for sr22 insurance quotes online. Good luck for getting a cheap sr22 insurance quote. Of course if you try it will be will be possible to get the sr22 insurance and pick up the cheapest sr22 insurance quote from this.

Here is a tip if you were involved in drunk driving and dui insurance, you need to first to take all the steps so that you do not drink and drive. Install an ignition lock, take rehabilitation courses, take defensive driving lessons, get safety features installed anything and everything that you can do so that you can move down from the high auto risk or high driver category.

Thanks.
Kamlesh