Sean : Is it true that there are devices for preventing drunk driving? How would this relate to auto insurance ?

Resonse : Drunk driving and prevention of drunk driving is something which is very important for auto insurers. Approximately two of three respondents to an Insurance Institute for Highway Safety (IIHS) survey said they like the idea of using advanced technology, assuming the technology is reliable, to stop drunk drivers from operating their vehicles.
A total of 1,004 people were surveyed in July 2009 as part of the IIHS’s first take on what people think about equipping all vehicles with alcohol detection devices that would be more sophisticated than the ignition interlocks in some vehicles today.
More than 40% of the respondents said they would want such devices in their own cars if offered as an option. Drinkers and non-drinkers alike favoured the concept, the IIHS reported.
Among the 33% of respondents who volunteered that they never drink, approval of the devices in all cars is at 74%. It’s still high, at 66%, among people who said they drink once a week. Even among people who said they drink four or more times a week, support for the devices is about 50%, the report found.
In the United States, most drivers involved in fatal crashes who had illegal blood alcohol levels hadn’t had a DUI conviction in the past three years. “If interlocks had been in all vehicles — not just those of prior offenders — to prevent driving above the legal limit, more than 8,000 lives could have been saved last year,” the IIHS suggested.
A major impediment is the interlock device itself, though.
Interlocks mandated for DUI offenders are “unwieldy and obtrusive,” said Anne McCartt, IIHS senior vice president for research.
“An alcohol detector that’s suitable for all drivers would have to be all but invisible and require virtually no upkeep. It would have to be quick and easy to use and provide accurate readings. No such device exists yet, but it’s being worked on.” Once we have this device the DUI car insurance and the SR22 car insurance rates would be affordable.

Blake : Is it true that drug use is as dangerous as impaired driving ?

Response : Unfortunately this is true and another thing to be kept in mind is that it is considered a criminal offence and hence the claim can be denied on the basis of drug usage by an insurance company.

A new roadside survey by the National Highway Traffic Safety Administration confirms a continuing decline in the percentage of legally intoxicated drivers

In 1973, 7.5 percent of drivers had a blood alcohol concentration (BAC) of .08 or higher. In the latest survey, that figure had fallen to 2.2 percent. A BAC of .08 or higher is now above the legal limit in all 50 states and the District of Columbia.

NHTSA is conducting further research to assess how drug traces correspond to driver impairment since some drugs can remain in the body for days or even weeks. Should further research indicate that drugs pose the same type of traffic safety risk as alcohol, NHTSA is committed to applying lessons learned in fighting the drunk driving problem.

Among the findings of the latest roadside survey are these:

• The percentage of male drivers with illegal BAC levels was 42 percent higher than the percentage of alcohol-impaired female drivers.

• Drivers were more likely to be illegally drunk during late nighttime hours (1 a.m. to 3 a.m.) than during daytime or early evening hours.

• Motorcycle riders were more than twice as likely as passenger vehicle drivers to be drunk (5.6 percent compared with 2.3 percent). Pickup truck drivers were the next most likely to have illegal BACs (3.3 percent).

The 2007 survey involved more than 300 roadside locations throughout the U.S.

For DUI insurance you will have to obtain a SR22 car insurance and cheap sr22 car insurance can be found online. Drug usage is a criminal offence which is an exclusion for insurance.

Drivers who eat while driving run the risk of paying more for car insurance. It’s a fact, although it’s not officially one of the questions on an application for auto insurance.

Eating while driving is one of the most distracting things you can do, according to a study released by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute. Eighty percent of crashes and 65 percent of near-crashes involve driver distraction.

According to NHTSA, “Distracted driving and high risk was most likely to be involved in rear-end collisions in which the lead vehicle was stopped, as well as in single-vehicle crashes.” Distractions like eating can become a problem for drivers who can’t react quickly to a sharp curve or another driver’s sudden stop. Unfortunately, just one accident may increase your car insurance rates as much as 25 percent.

Top 10 foods to avoid while driving
1. Coffee. Even with a travel lid, hot coffee can find its way out of the opening when you hit a bump. 2. Hot soup. Many people drink it like coffee and run the same risks. 3. Tacos. Any food that can disassemble itself will leave your car looking like a salad bar. 4. Chili dogs. Huge potential for drips and slops down the front of clothing. 5. Hamburgers. From the grease to the toppings, it could end up on your hands and the steering wheel. 6. Ribs and wings. What’s more distracting than licking your fingers? 7. Fried chicken. More greasy hands. You’ve got to wipe them off while you’re driving. 8. Jelly donuts. It’s not possible to eat one without watching the center ooze out. 9. Soda. Carbonation. Fizz in the nose. Lids that leak. Disaster. 10. Chocolate. Try to clean melted chocolate off the steering wheel without swerving.

Avoid auto accidents, drunk drivining DUI, or driving offences and obtain a cheap SR22 car insurance quote can be avoided.

Greg : The drunk driving offences or impared are high and now even women offenders are increasing what is the goverment doing?

Response : DUI offenders are increasing and they have to take SR22 car insurance because of the high risk levels. Insuance companies, goverment and the charity organizations like MADD are also taking some measures to help the drunk drivers and to stop the accidents. Here are some of the steps taken:

1) Enforce the minimum drinking age in all states.

2) Require that convicted impaired drivers be subject to alcohol testing prior to reinstatement of their driver’s license (This would be effective in getting the chronic impaired driver off the roads.)

3) Enact administrative license revocation laws in all states allowing arresting police officers to automatically suspend a driver’s license if the driver is found to exceed the legal blood alcohol content (BAC) limit or if they refuse to take a breath test

4) Set up a graduated license system where a newly licensed driver is only given certain driving privileges. As the driver matures, these privileges would increase.

5) Suspend the license of underage drinkers found driving with any measurable level of alcohol in their blood. If a driver is under 21, any alcohol in the bloodstream is illegal.

6) Increase roadside sobriety checkpoints. These checkpoints would catch drivers in the act and be an effective deterrent.

This would certainly help in decreasing the accidents and also help in getting cheap sr22 insurance quotes since the number of accidents would decrease and also the repeated offenses would not be there. follow the regulations and compare sr22 car insurance quote.

Mike : Is it true that woman drunk driving is on the rise? Will this affect the insurance rates?

Response : Yes this is a fact and a concern, woman drunk driving is on the rise in USA.At an event today kicking off a nationwide anti-drunk driving enforcement campaign, Transportation Secretary Ray LaHood released a new study by the National Highway Traffic Safety Administration (NHTSA) that shows an increasing trend among women driving under the influence of alcohol. The new analysis is based on an increase, in certain parts of the nation, in the number of alcohol-impaired female drivers involved in fatal crashes in 2008 compared to the 2007 statistics.

“Impaired driving is an issue that cuts across all segments of society and, sadly, the number of arrests of women driving under the influence is on the rise,” said Transportation Secretary Ray LaHood. “This is clearly a very disturbing trend.”

The Secretary pointed to statistics from the FBI showing that arrests for women driving under the influence increased by nearly 30 percent (28.8%) over the 10-year period from 1998 to 2007. Over that same decade, DUI arrests for men decreased by 7.5 percent, although the total number of men arrested during the period outstripped women by about four to one.

The NHTSA study confirmed the FBI statistics showing that impaired driving by women is becoming a national safety issue. According to the NHTSA analysis, the number of impaired women drivers involved in fatal crashes increased in 10 states, and remained flat in five states – despite an overall decline of 9 percent in all drunk driver crashes in 2008 from 2007.

The 10 states with increases in the number of drunk female drivers involved in fatal crashes are: Ohio, New Hampshire, Montana, Nevada, Wyoming, West Virginia, Indiana, Washington, Kansas, and Tennessee. The five states where the number of alcohol-impaired female drivers remained unchanged in 2008 were Iowa, Maine, Maryland, Oklahoma, and Utah.

The DUI car insurance would certainly rise since the DUI car accidents are fatal most of the times. SR22 form and insurance would be necessary for the offenders and this would be high. However, do not worry about this since shopping only will give you cheap and affordable sr22 car insurance quote.