maurice clarett : I have been involved in a DUI in Pennsylvania? Any suggestions for this would be welcomed. Do I need SR22 car insurance? Would I be considered at fault for the accident?
Response : Maurice clarett, we will consider this only from the perspective of car insurance or dui sr22 car insurance quotes and not from the legal points since these would need to be adressed by a lawyer or advocate or someone in good legal standing.
Pennsylvania DUI involvement first dui offence or first level for dui insurance .
Pennsylvania have their DUI laws re written in 2004 and the penalties have increased for a DUI offence in this province. There are three levels of DUI penalties in Pennsylvania. The first Dui offence is when your blood alcohol level is 0.08 to 0.099 which the lowest penalty is. The driving license is not suspended and hence this is good from the stand point of auto insurance you would not require sr22 insurance. However, the insurance company will certainly charge you more than 5 times your rate for dui insurance. It’s best to get dui insurance quote here.
Second level dui leads to dui insurance and sr222 insurance
For the second level the blood alcohol concentration is higher the .10 -.150 and the driving license is suspended for 12 months. This is something to worry about since you would be required to get sr22 insurance or sr22 form from the insurance company to show proof that you are insured. If you decide to keep your license and not have your own vehicle, you would be required to get non-owner sr22 insurance.
What is more important is that once you are caught in the trap of requiring sr22 insurance than you will have to remember to renew your sr22 insurance and dui inusrance policy or your driving license will be suspended. The requirement of sr22 insurance is for atleast three years.
Third level dui offence leads to dui insurance, sr22 insurance and interlocks.
If the blood alcohol concentration is higher than 0.16 than this is considered the third level. You would have a one year driving license suspension, would need dui insurnace and sr22 insurance or sr22 form and would be asked to install interlocks. The interlock on the steering wheel is for your benefit since this will prevent you from drunk driving in the future.
Obviously the dui insurance or sr22 insurance would be very high. To obtain affordable dui insurance or cheap sr22 insurance it is best to get quotes from speciality insurers. We have tied up with speciality insurers and so you can get a cheap sr22 insurance quote or affordable dui insurance quote here. Get your dui insurance quote and ride to cheap sr22 insurances.
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