Think, do text ban and dui convictions lead to no dui insurance, sr22 insurance?
Text ban laws not reducing auto accidents, dui insurance
< h1> Are our roads safe with text bans and sobriety check points to ensure no dui insurance or sr22 insurance?
There is a constant struggle between right and wrong, making up the law for keeping out roads safe. Of course the main purpose for this is not to give you cheap sr22 insurance or affordable dui insurance, though that is an indirect objective of the Insurance Institute-Highway Loss Data Institute is to curtail the claim losses which will give the consumers ultimately better dui insurance or sr22 insurance rates but first better auto insurance rates for the personal insurers.
Latest study by IIH on text banning laws to curb the auto insurance claims and auto accidents is not encouraging.
Latest study by IIH is given below for your ready reference not to break the continuity of your reading.
“Just two days before a texting-while-driving ban takes effect in Massachusetts, a new study being released today says that similar bans in other states have not reduced automobile accidents.
The report does not dispute the danger of texting while driving. It suggests that banning the practice, as 30 states have done, does not automatically produce safer roads
“If we’re counting on texting bans to reduce crashes from distracted driving, they’re not doing that,” said Adrian Lund, president of the Highway Loss Data Institute, which conducted the study. The institute, along with its sister organization, the Insurance Institute for Highway Safety, is funded by insurance companies
Lund, who is scheduled to present the findings today in Kansas City at the annual meeting of the Governors Highway Safety Association, said early word of the findings has made him unpopular at the conference.
“I think they’re going to see it as an attack on their program, but it’s not meant to be,” he said in a phone interview. “Unfortunately, so far, whether we look at handheld cellphones or whether we look at the texting bans, they do not seem to be working.”
US Secretary of Transportation Ray LaHood immediately condemned the study as “completely misleading.”
“Lives are at stake, and all the reputable research we have says that tough laws, good enforcement, and increased public awareness will help put a stop to the deadly epidemic of distracted driving on our roads,” LaHood said in a statement
LaHood has championed awareness of the dangers of cellphone use and other distractions, which caused almost 5,500 deaths and nearly 450,000 reported injuries in 2009. He has also pushed for state and congressional action to address the issue.
The new study is not the first time the research institute has suggested that legislative efforts to combat distracted driving are not affecting crash rates. In January, the institute found virtually no change in crash frequency for states that had enacted bans on handheld phone use.
In the latest study, the institute examined four states that were among the first to ban texting while driving – California, Louisiana, Minnesota, and Washington – and compared insurance claims for collisions in those states before and after the ban, as well as in neighboring states where laws did not change during that time
In one of the states, the rate of crashes did not change significantly; in the other three, it went up slightly. Lund said there could be multiple explanations for an increase, including the possibility that drivers who continue to text despite a ban might be lowering their hands and taking their eyes off the road in an attempt to text more discreetly, out of view of police. And for those who do give up texting, other distractions may be filling the void.
Other studies by the Insurance Institute-Highway Loss Data Institute have found that many drivers are not heeding texting bans. One survey found that 45 percent of drivers 18 to 24 admitted to texting while driving in states with a ban, only slightly less than the 48 percent in states without. In another study, based on observations of thousands of teenage drivers approaching and exiting their high schools, the Insurance Institute found that the percentage of teens texting or talking on the phone in North Carolina actually increased slightly after that state passed a ban.”
We need to really think in relation to the accidents and the heavy prie each of us are paying for dui insurance or sr22 insurance. Let me remind you of the fact that the premium is not charged on the basis of each individual but the claims expereince of the geographical area, the gender and the age group! We all are paying part of the dui insurance and sr22 insurance. This is a harsh reality.
Remove laws since they do not seen to work to reduce auto accidents, dui insurance or sr22
Your opinion will be appreciated on whether the laws should not be applied since they do not seem to work. You can still try and get cheap sr22 insurance or affordable dui insurance by comparing auto insurance. Why should you bother with safety?
Personally, I strongly feel that laws should be made and be worked on. Life is valuable and so we need to have safety measures for life. Stop drunk driving, distracted driving, texting and keep the roads safe for all.
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