Why is it difficult to get cheap SR22 insurance?
Jenifer Anishton : Why do the general insurance comapnies charge high auto insurance rates for drunk driving? Why is it difficult to get cheap sr22 insurance?
Why high risk auto insurance or DUI insurance is expensive? Get cheap sr22 insurance.
Response :Jenifer the reality is that DUI or drunk driving insurance or any high risk auto insurance is expensive for the very fact that the probabilty of auto insurance claims are higher for this class of business. When one is involved in drunk driving than one needs SR22 insurance. SR22 is associated with high auto insurance risk and hence getting cheap sr22 insurance is difficult.
Let me explain this with the help of data, since the insurance Here are some of the statastics which would be an eye opener as to what can be extent of auto insurance claims for high risk auto insurance or drunk driving or dui insurance.
Alcohol-impaired crashes are those that involve at least one driver or a motorcycle operator with a blood alcohol concentration (BAC) of 0.08 percent or above, the legal definition of drunk driving. According to NHTSA, 11,773 people died in alcohol-impaired crashes in 2008, down 9.7 percent from 13,041 in 2007. In 2008 alcohol-impaired crash fatalities accounted for 32 percent of all crash fatalities for the third year running. Can you now estimate how much the general auto insurance companies must have paod for these claims?
When we still examine the results as per the genders, here is what emerges. Drunk Driving by Gender: A new study by the National Highway Traffic Safety Administration (NHTSA) shows an increasing trend among women driving under the influence of alcohol (DUI). NHTSA found that from 2007 to 2008 the number of impaired women drivers involved in fatal crashes increased in 10 states and remained flat in five states, despite an overall decline of 9 percent in all drunk driver crashes during the same period. The study confirms FBI statistics showing that arrests for women driving under the influence increased by nearly 30 percent over the 10-year period from 1998 to 2007. Over that same decade, DUI arrests for men decreased by 7.5 percent, although the total number of men arrested during the period outstripped women by about four to one.
Drunk Driving by Age: According to data from the National Highway Traffic Safety Administration (NHTSA), the percentage of drivers in fatal crashes who were alcohol impaired was highest for 21-24 year old drivers, at 34 percent, followed by 25-34 year old drivers, at 31 percent, and 35 to 44 year old drivers, at 25 percent.
You will agree that the cost to the general insurance companies is also high in terms of money spent behind these auto accidents for drunk driving and hence it is best that those who are involved in drunk driving seek online quotes for cheap sr22 inusrnace. Check out the quotes for cheap sr22 insurance at dui sr22 car insurance quote and you will find them.
Thanks.
Kamlesh
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DUI Car insurance
Tagged with: Auto Insurance Claims • Auto Insurance Companies • Auto Insurance Rates • Blood Alcohol Concentration • Cheap Sr22 Insurance • Crash Fatalities • Driver Crashes • Driving Under The Influence Of Alcohol • Fatal Crashes • Fbi Statistics • High Risk Auto • High Risk Auto Insurance • Highway Traffic Safety • Insurance Comapnies • Motorcycle Operator • National Highway Traffic • National Highway Traffic Safety • National Highway Traffic Safety Administration • National Highway Traffic Safety Administration Nhtsa • Traffic Safety Administration
Filed under: DUI & SR22 insurance • DUI auto insurance • High risk car insurance • High risk driver • Sr22 Car Insurance
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