DUI Car insurance

Frank Kern : What if my auto insurance policy is cancelled beacuse of DUI or drunk driving?

Drunk driving is considered high risk insurance
Response : Frank, unfortunately this is a harsh reality, but it is the truth that personal auto insurance underwriters do cancel the auto insurance policy if there is a case of drunk driving. In fact this is written in the conditions portion of your policy wordings which clearly states the conditions under which the insurer has the right to cancel the policy. The general insurance company has a right to cancel your policy since as per them the driver is one of the main consideration or factor for undertaking the risk and hence when this condition changes, they can cancel your policy.

Secondly, it is your reponsibility to inform the insurance company as soon as you are involved in an incident of drunk driving since if you do not inform them it is considered misrepresentation and even if you meet with an accident at a later date your insurance company can and will deny the claim on grounds of misrepresentation.

Now, comming to the solution if your auto insurance policy is cancelled because of DUI is that you can still be insured by the speciality companies who insure high risk drivers like you and provide affordable dui or affordable sr22 insurance, which is a second requirement in most cases. You can compare the auto insurance quote online and get cheap sr22 insurance or cheap dui insurance.

Thanks.
Kamlesh.

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DUI Car insurance

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