DUI Car insurance

Mary : Oklahama : My husband needs SR22 insurance since he was involved in drunk driving in Oklahama. What is SR22 form?

Response : Drunk driving and alcohol impaired driving is the problem of many people. If you need SR22 car insurance, you can shop online for a affordable quotes from specialty insurer. The speciality insurers underwrite high risk drivers who are invovled in drunk driving, aggressive driving or have had multiple claims. SR22 car insurance is more costly than the normal market rates. However, it is advisable to shop for this quote and maintain insurance so that you can get normal insurance rates sooner. You can get an steering wheel ignition lock and ask your husband to take defensive driivng lessons to reduce the sr22 car insurance rates.

SR22 form is a form given by the insurance company which indicates that you have the required limits of liablity and car insurance. Once the requirement for SR22 is there than the same has to be maintained for a period of atleast 3 years.

If you live in the state of Oklahama, than as per the new provision you will need to abide by the new law which provides greater protection for children endangered by drunk drivers.

Senate Bill 1139, by state Sen. Mary Easter and state Rep. Jeannie McDaniel, allows drunk drivers to face felony child-endangerment charges if children are in the vehicle. The bill was singed by Gove. Brad Henery in a special cermonial signing in the week of 9th September 2009. 

 Parents who allow their children to ride with drunk drivers could also face new penalties under the law. In addition, minots can be taken into protective custody when a parent is arrested for drunken driving.

Hence if you have children, you should take care of this.

Thanks.

Kamlesh

 




DUI Car insurance

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Filed under: Driving habits- bad, risky, high claims • DUI & SR22 insurance

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