DUI Car insurance

Bill ( Neveda) : Who are classified as high risk by an insurance company?

Response :Motorists are classified high risk when they are in violation of traffic laws, who have been charged with (DUI)  driving under influence or (DWI) Driving when intoxicated, have speeding tickets,  or may be new to driving such as teenagers and new drivers. The most common classifications are policyholders charged with a DUI/DWI or multiple violations on their driving record which are often referred to as “bad drivers.” But what most motorists do not know is that there are other criteria used by the companies to classify a policyholder as high risk. Other criteria include young drivers under the age of 25 or first time drivers, credit rating and history, students, and prior claims history.

 Being placed or categorized under these classifications can result in high rates for insured motorists that they should not be entitled to. Whether they are determined to be a high risk at the signing of the policy or during a carrier’s coverage the consumer’s driving history changes with violations, both result in an increase in the payment amount for the coverage. What most users do not know is that there are methods of being insured without having to pay inflated prices if considered a high risk driver.  You can still obtain cheap car insurance quote or cheap SR22 car insurance quotes.




DUI Car insurance

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Filed under: High risk car insurance

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